Terms and Conditions of Use

Introduction

Use of this website is subject to the following terms and conditions. Your use of the website constitutes acceptance of these terms and conditions. If you do not agree to these terms and conditions, do not access this website.

Disclaimer

Northbridge Financial Corporation and its affiliates, subsidiaries, directors, employees or agents (“Northbridge”) provide this website for informational purposes only. The content of this website has been compiled in good faith by Northbridge. However, all information is provided “as is” without any warranties of any kind and Northbridge assumes no responsibility to you or any third party for the consequences of any errors or omissions. This website could contain inaccuracies or typographical errors. Any user who accesses this website does so solely at his or her own risk. The content provided in this website may be changed at any time without notice. Changes may be made to the terms and conditions at any time without notice by updating this posting. You agree to review the terms and conditions regularly and your continued use or access of the website will mean that you agree to any changes.

Limitation of liability

In no event will Northbridge be liable for any damages, including without limitation, direct or indirect, special, incidental, moral or consequential damages, loss of profits, opportunities or information or for expenses arising in connection with this website, with any software available on this website, with any hyperlinked website or for use thereof or inability to use by interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Northbridge is advised of the possibility of such damages, losses or expenses.

No advice

This website is not intended to provide specific insurance or other advice for any individual or business entity and should not be relied on for such advice. Persons seeking insurance or other advice should contact a licensed professional, such as an independent insurance broker, who can take their individual circumstances into account.

Information about products and services

The descriptions of the various products and services offered by Northbridge contained in this website are provided solely for general informational purposes. No offer is made or intended to be made on this website. The information and descriptions contained in this website are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. In all cases, Northbridge products and services are governed by the terms, conditions and exclusions of the actual policy.

Northbridge products and services mentioned in this website are available only in Canada, in jurisdictions where they may be legally offered. Not all Northbridge products and services are necessarily available throughout Canada.

Privacy

Northbridge is committed to protecting the personal information of its customers.  For more information, please read our Privacy Policy.

Cookies

Northbridge uses cookies with this website. A cookie is a small data file sent to your browser by a website you visit. Cookies help the website remember information about your visit, including pages visited, and may be used to facilitate your future visits to the website. Northbridge uses cookies to recognize you when you return to our website, to gather information about your use of our website, to enable the functionality of certain services available through our website, to maintain, monitor, protect and improve the website and to integrate third party services into our website.

You may change your web browser settings to disable cookies. If you set your browser to disable cookies you may not be able to access certain parts of our website or certain parts of our website may not work properly.

We and our service providers or third-party ad servers may also use cookies or similar technology to collect information about your browsing activities over time and across different websites. Northbridge has retained the services of specialized service providers to help it evaluate the effectiveness of our advertising and to determine the behaviour of visitors on our website. To this end, Northbridge uses cookies provided by service providers.

Third party links

Copyright

Trademarks

Certain product names, company names, words, titles, phrases, logos, designs, graphics and icons displayed on this website constitute trade-marks of Northbridge, its affiliates or third parties. The use, the retransmission or other copying or modification of any trade-marks displayed on this website is prohibited without the written permission of Northbridge or the owner of the trademark.

Jurisdiction

This website is controlled by Northbridge from its offices within the Province of Ontario, Canada. The website will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with the website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the website.